5 Home Buying Tips for Seniors

Don’t you wish that buying a house was as simple as clicking your heels together and repeating, “There’s no place like home?” When did moving become so difficult? The realtor meetings, selling legwork, house hunting, touring, driving, lender meetings, legal wording, and all of that paperwork stand in the way of just a little peace and comfort in a place you can call home. You have been through this enough times to know the drill, but with all of the constant changes, it can feel like a brand new process every time.

The good news is that you don’t have to face it alone this time. There is a vast array of businesses that are ready and willing to assist you. You can also use these few tips to make this move more enjoyable:

 

1. Determine Your Home Preferences

Are you looking for a single story home with no stairs leading up to the front door? Are you interested in an open floor plan or a galley kitchen? If you have a list of features you are looking for in a house, write them down and keep them in mind when you are touring homes. This way, you will stay more focused on your goals and will not be easily swayed to purchase something that you won’t enjoy long-term.

 

2. Select the Right Real Estate Agent

Find a real estate agent that understands your specific situation, who is open and honest about the options in your prefered communities, and who knows how to negotiate well. If you are selling a home as well as purchasing a new home, find an agent that either specializes in both the selling and buying side of realty, or has a great team that can help cover all of the bases.

The difficulty with a ‘for sale by owner” route is having to complete an intense amount of research before signing anything. If you choose this path, but you are not up-to-date on your market information, appraising details, and which costs you will be responsible for, you could end up losing money or losing the contract altogether.

 

3. Meet With Your Lender

Have you chosen a lender yet? If not, have you looked into using a broker who could help you find a lender? Do a little research on all of your options, and then set-up a meeting with your lender. Be prepared to ask all of the questions you may have regarding what type of mortgage you should consider and what terms would best fit your financial situation.

 

4. Clean Out Old or Unnecessary Items

The amount of things that can be squeezed into the attic, garage, or extra drawer in the kitchen is truly amazing. Over the years we gain countless items that beg the question, “What did this piece belong to, again?” It’s probably safe to say there are ways you can declutter before the big move. Pull out all of the items that you forgot you owned and sort them into keep, donate, or throw out piles. This will save you from the hassle of moving unneeded items to your new space.

 

5. Hire Movers

There are loads of reputable moving companies that can handle all of the heavy lifting for you. All you will have to do is pack up your belongings in well-labeled boxes and give the movers a few instructions about where they should place your items in your new home. Your friends and family will likely be overjoyed about this option, and you can have a little extra peace of mind in knowing that all of your belongings will be in the hands of professionals.

Finding a home should be an exciting adventure, not an overwhelming one. Determine all of your steps before you begin the move, and maybe even consult a friend or family member about your decisions. Then use these tips to make this move an enjoyable, stress-free process.

(35)

Leave a Reply

X

Pin It on Pinterest

X
Share This
%d bloggers like this: